Every transaction structured. Every commission protected.
Every party walks away with certainty.
Agents and sellers have different needs. We've engineered distinct protection protocols for each. Choose your profile below.
We operate as the dedicated acquisition arm for a vetted consortium of Private Money Partners (PMPs) and licensed Private Money Lenders. Capital is committed before we make an offer, not sourced after. When we say we're closing, we close.
We never shop your deals. We underwrite in-house against strict acquisition criteria before committing. One counterparty, no exceptions. Your full commission is protected whether we deploy direct capital, structure a Mortgage Takeover, or implement Structured Equity Deferment.
Every property we pursue is evaluated against a rigorous set of acquisition criteria before an offer is made. When we commit to a listing, the capital is already in place. A premier third-party title company manages escrow, with transparent 21 to 30 day closings on every deal.
When the numbers don't work for a traditional buyer, our Mortgage Takeover program makes it close anyway. Your commission is included. We legally assume the existing mortgage, administered through a licensed servicing company (Westloan, Young Inc). The seller receives monthly payment confirmations via email. This structure is recognized under HUD-1 / CFR Line 203 federal regulations.
For sellers who hold equity but need timing flexibility, we engineer deferment structures that clear your full commission at closing. We confirm seller finance details, amount, interest, term, payment, before signing, then a 3rd-party escrow officer closes it cleanly.
We don't ask you to take our word for it. Every protection below is a legally recorded instrument. Not a promise, not a handshake. Your security is the architecture of the deal, not an afterthought.
A third-party servicer (Westloan or Young Inc) is set up at closing. They create a portal managing all payments, including mortgage, HOA fees, utilities. You receive email confirmation every single month, giving you proof of payment and full transparency.
You hold a notarized Deed of Trust until the loan is paid off. You also hold a second-position Promissory Note created at closing. In the event of non-performance, you regain the property within 45 days and keep all funds received.
Your property is held in a Land Trust, which serves two critical purposes: it manages your estate cleanly and privately, and it protects against due-on-sale clause activation by the lender. This is a standard legal structure used in institutional real estate transactions nationwide.
You are added as a secondary insured on both the title insurance and homeowner's insurance policy from day one. Any covered property damage is handled by insurance, regardless of fault, protecting your interest at all times.
Whether we deploy direct capital or legally assume your existing mortgage, the outcome is the same: you walk away completely free, zero out-of-pocket costs, no repairs required, no uncertainty.
In the extremely rare event we ever miss a payment, a four-layer system activates automatically:
Payment missed over 45 days. The escrow buffer (2 months pre-held) activates first.
Property transfers back to you via recorded Deed of Trust. No foreclosure, no courts.
Escrow buffer prevents any credit impact. Title reversion keeps your record clean
All funds received to date are yours. Property returns. You're whole.
A common concern, and one we address proactively at closing.
Because the mortgage stays in your name temporarily, every on-time payment made by our licensed servicer is reported positively to credit bureaus. Most sellers see their credit profile improve, not worsen. You receive monthly email proof of each payment made.
For conventional and FHA loans, a pre-paid lease agreement removes 75 to 100% of your debt-to-income ratio, clearing the path for a new purchase. For VA loans, remaining entitlement is preserved. We prepare lease agreements at closing so you're positioned to purchase again in as little as 6 months.
Banks overwhelmingly prefer receiving steady payments over initiating foreclosure. In over $500M of comparable transactions nationally, the due-on-sale clause has been invoked only once. Our resolution track record speaks for itself. The Land Trust structure we use is specifically designed to address this, keeping the transaction compliant and shielded from lender scrutiny. Our absolute backstop: we refinance or pay off the loan entirely. You carry zero exposure.
SkyCoast Capital is a capital-backed real estate acquisition firm. We specialize in structured transactions that conventional channels are not equipped to handle. Precision, speed, and complete transparency define every deal we close.
Our capital stack is funded by a vetted consortium of Private Money Partners (PMPs) and licensed Private Money Lenders (PMLs). Capital is committed before we make an offer. Not sourced after. This is the structural reason our offers close.
We operate with a defined acquisition mandate. Every asset is evaluated against clear underwriting criteria before we commit. We don't speculate. When we make an offer, agents can count on it closing. Our track record has established that standard.
Acquisitions meeting our vetted criteria for clean exits. Mortgage Takeover Program for over-leveraged or complex listings, legally assuming existing debt through a licensed servicer. Structured Equity Deferment for sellers who hold equity and need custom timing. Every structure produces a clean commission for the agent.
Our transaction coordinators provide daily updates through every escrow. We handle lender communication, HOA addendums, power of attorney preparation, insurance coordination, and mobile notary scheduling. From offer to post-closing, we run the process, you don't.
Every transaction follows a proven three-phase framework. Daily updates. Full transparency.
We review and sign contracts electronically. To open escrow, sellers provide valid ID, listing agreement, seller disclosure, HOA documents if applicable, and mortgage statement. A third-party title company facilitates from here.
Our transaction coordinator provides daily updates. We confirm all seller finance details, amount, interest, term, payment schedule. We handle HOA addendums, power of attorney preparation, and home insurance coordination in parallel.
We cover all closing costs, typically 1.5–2.5% of sale price. A mobile notary is scheduled for your convenience. All signed documents return to the title company for funding and recording. Your servicer portal goes live the same day.
Whether you have a listing that needs a committed buyer or a property you need to exit, submit your information below. Our acquisition team reviews every submission within one business day.